Most unemployment insurance systems are still crumbling under high claims volumes and calls.  One of the primary root causes is the legacy systems and code base that many state workforce agencies continue to use to this day. According to an ITSC study released in September 2019, only 16 states have fully modernized their tax, benefits, and appeals systems.  Additionally, regardless of modernization status, all state systems are struggling to meet the needs of their citizens.  

Can we use behavioral psychology concepts to provoke action?  Managed care organizations face a daunting challenge in getting members to complete tasks - be it wellness visits or renewing eligibility.  It is not from lack of trying.  Multiple reminders are sent through mailers, SMS, and calls.  What gives?

The Maryland Department of Labor Division of Unemployment Insurance saw a total number of 108,508 new insurance claims for the week of April 4. This number is a spike of 29% from last week's numbers and call center hours and operations are not able to handle the spike. Unemployment insurance claim numbers are increasing in an unprecedented manner given the Coronavirus pandemic across states. While the department has taken measures to address this by asking citizens to submit claims based on their names and days of week, it is also urging people to file claims online. 

Member Guide for COVID-19

COVID-19 is a global pandemic.  With 1 in 5 Americans covered by Medicaid, it is seen as a key player in the response to this national emergency.  There is uncertainty around eligibility, co-pay, testing and treatment coverage.  There has been a surge in search of Coronavirus information on Google.  Below is the search term indexed against popular terms like “Trump”, “music” and “video” – according to News Lab team at Google, there has not been a search term like coronavirus in terms of volume – as you can see in the image, it surpasses all other keywords.

Yesterday, 50 people answered 4000 of 196,000 calls received in one state workforce agency to help citizens about unemployment insurance claims. Each of the 50 customer service representatives was working their hardest and served 80 callers each. Fifty people working their hardest resulted in only 0.2% of callers served.

This isn’t a drill. This is real life. This is the crisis we find ourselves in due to the COVID-19 pandemic.